Article 21 : Health Benefits
21.01 The Authority shall pay seventy-five (75) percent of the monthly premium for the Alberta Health Care Insurance Plan for Resident Physicians and their dependents, excluding sponsored premiums.
21.02 The Authority shall pay seventy-five (75) percent of the monthly premium of the Regional Alberta Blue Cross standard supplementary health benefits plan or equivalent for Resident Physicians and their dependants, excluding sponsored premiums.
21.03 The Authority shall provide a dental plan equivalent to the Regional Alberta Blue Cross Standard Dental Plan to each participating Resident Physician and their dependants and the Authority shall pay seventy-five (75) percent of the monthly premiums of such a plan. The dental plan shall consist of eighty (80) percent basic coverage, fifty (50) percent major coverage, and fifty (50) percent orthodontic coverage, and shall be available to each Resident Physician and their dependants.
21.04 The Authority shall pay to PARA zero point eight of a percent (0.8%) of the payroll applicable to Resident Physicians under this Agreement on a monthly basis, or such other similar basis consistent with the payroll system of the Authority. PARA shall apply such payment toward the purchase and administration of a Long Term Disability Plan for its members.
21.05
Flexible Spending Account
(a) The Authority shall provide a Flexible Spending Account (FSA) effective July 1, 2011 of $1,000 per year for each Resident Physician.
(b) The Flexible Spending Account may be used for the following purposes:
(i) Reimbursement for health and dental expenses that are eligible medical expenses in accordance with the Income Tax Act and are not covered by the benefit plans specified in Articles 21.02 and 21.03.
(ii) Resident Physician contribution to a Registered Retirement Savings Plan.
(iii) Reimbursement for the cost of professional dues, professional registration fees, and voluntary association fees related to the medical profession.
(iv) Family care including child care and elder care.
(v) Reimbursement for expenses associated with professional development including course registration fees other than those covered in Article 10.06, travel costs associated with course attendance, professional journals, books, publications, and software.
(vi) Wellness expenses including, but not limited to, expenditures such as fitness memberships and fitness equipment.
(c) Upon completion of a Resident Physician's contract year, any unused allocation in a Resident Physician's Flexible Spending Account may be carried forward for one (1) contract year, providing the Resident Physician remains a PARA member during this time.
(d) Reimbursement for eligible Flexible Spending Account expenses will be provided by the Authority upon submission of original receipts.
21.06 The Authority shall cover one hundred percent (100%) of the cost incurred with providing benefit to Resident Physicians who are in need of assessment and/or treatment and require assistance on compassionate grounds, thus ensuring that a Resident Physician is safe to practice. Administration shall be through the Alberta Medial Association in conjunction with the Compassionate Expense Program.
21.07 The above coverage noted in Articles 21.01, 21.02, 21.03, and 21.05 shall not be interrupted when a Resident Physician changes Faculties in the Province of Alberta.
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