Health and Dental
Note: It is advisable to check with the insurer prior to incurring an expense.
Alberta Blue Cross Health Plan
Alberta Health Services will pay 75% of your monthly Blue Cross premiums. Blue Cross covers expenses for prescription drugs, private nurses or billable hospital expenses. Travel insurance is also included with your group benefits plan. For further information, contact Benefits:
- Benefits: 1(877) 511-4455
Dental Plan
Alberta Health Services provides a dental plan which consists of the following coverage:
- 80% Basic
- 50% Major
- 50% Orthodontic
Alberta Health Services pays 75% of the monthly premium for dental benefits.
Flexible Spending Account
What is a flexible spending account?
The Flexible Spending Account (FSA) is designed as an enhancement to your benefits package. Moving forward, each contract year, you will receive $1000 which you must allocate between three accounts:
- Health Spending Account (Non-taxable, member & eligible dependent expenses)
This spending account can be used to cover expenses above you health and dental plan maximums, eligible medical expenses not covered by your health and dental plans, the health/dental premiums deducted from your paystubs.
Tip: Make sure your expense it not covered by your regular health plan before cliamed it from your health spending account.
2. Personal Spending Account (Taxable, member expenses only)
- Family Care - includes daycare, home care, nanny fees, medical and/or non-medical dependent care or expenses related to this care
- Professional Development - includes tuition, books, seminars, course travel costs, etc; professional and voluntary association fees; software related to professional development
- Wellness - includes fitness & wellness instruction (aerobics, weight counseling, etc.); fitness centre, sports league or facility fees; purchase of new or used home fitness equipment; sports equipment (skis, helmets, bicycles, athletic footwear
3. RRSP Account (Tax receipt issued for tax deduction; member and/or spouse reimbursement)
This spending account can be used to invest in a GROUP RRSP administered by Standard Life. A selection of funds and investment mixes is available to choose from.
If you are not sure whether an expense is eligible for any of these accounts, please contact Benefits to clarify before making the purchase where possible.